Banking in Europe

Overview

This Palgrave Pivot provides a comprehensive overview of the dynamics that are affecting the profitability of European banks since the recent crisis period. More specifically, it sheds light on the most crucial changes in profit generation and on the consequential changes in banking strategies due to fiercer competition, reduced margin and changing regulation. The work is divided in four main parts.

Part 1: Changes in Bank Management Policies

The first section introduces the changes in bank management policies, considering the periods before and since the crisis.

Part 2: Literature Review and Determinants of Profitability

In the second section, the authors review the literature on bank profitability and outline the main determinants of profit generation.

Part 3: Cross-Country Analysis

In the third section they provide a cross-country analysis of profitability for a wide sample of European banks during the great financial crisis.

Part 4: Quantitative Analysis and Regulatory Framework

In the last section, the authors discuss the results of the quantitative analysis under the new regulatory and competitive framework that is progressively affecting the banking sector (fintech, Basel regulations, etc.).

This book will be of interest to academics, researchers and students of European banking.