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Crisis In America's Health Insurance Industry
Overview
The private health insurance industry is unable to provide nearly 40 million Americans with basic health care. Relying on data from a wide range of publications about this secretive industry, Lawrence D. Weiss investigates the causes of the industry's problems and analyzes the social effects of the growing crisis.
Causes of the Crisis
The causes include excessive overhead costs, widespread inefficiency, and exemptions from antimonopoly regulations.
Social Effects
The social effects include small businesses' inabilities to provide adequate coverage for their employees, the reluctance of many carriers to insure certain social groups, and the disproportionate burden on minorities.
Conclusion
Addressing these dilemmas, Lawrence D. Weiss offers a timely and important analysis of the health insurance crisis in America.
