Destiny, karma, and fate

Are they predetermined, or is it we who control our own lives? In The Mystic Muse, a young man survives a tsunami and then has his own life upended by a girl he met who gives him an incredible gift. As he searches for survival and meaning in his life, Karan Kaspar confronts a crazed soldier and romances a sweet-voiced singer while chasing an unlikely fortune in the stock market. He asks for help from the gods, but he needs to find it within himself to overcome the storms that threaten to wreck his life.