Disclaimer

This is not a financial advice book; it's far from it. Instead, it is a simple guide for a system that can help working people who are struggling to make ends meet or, in other words, living from one paycheck to the next.

It's for young adults who did not have someone to teach them about how to handle their money and obligations, and it can help people who want to pull their credit ratings up. The bottom line is that it is for everyone!