Socialite, Noel Noirty, suspects that her dashing husband is having an affair.

Not only is she devastated, but she realizes that her status in the community is due to her husband's yacht dealership and not by her own contributions. Unwilling to confide to her gossipty friends, she turns to an unlikely acquaintance, Francine "Fanny Pack" Pacque, a traveling business woman. Francine has her own problems, as the man of her dreams is threatening to end their relationship unless she returns to live full-time in Chicago. Francine and Noel learn to become invisible in a crowd to spy on Dave Noirty, which is next to impossible for the blinging socialite.

As the upscale community is in the midst of the high-season, several art thefts occur and the police are baffled. Noel and Francine enlist the help of other blingy socialites to go undercover. Not only do the women try to solve the crimes, Noel and Francine try to mend their relationships, and come to terms with what is important in their respective lives.