Introduction

This book provides the quintessential information needed to understand the financial side of the retirement planning coin. You’ll begin by learning about the various plan types employers may offer their employees.

Compliance and Strategies

Topics related to compliance testing will be thoroughly discussed as well as strategies used to legally shift benefits in favor of highly compensated employees (HCEs).

Individual Retirement Accounts

However, some employers do not sponsor a plan; and when this happens, retirement savers will need to understand the options available within the world of individual retirement accounts (IRAs).

Purpose and Scope

This book is not intended to provide investment advice, but rather to explore how different retirement savings vehicles function and how they can be effectively deployed.

Additional Topics

This book also discusses non-investment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.