Her horse-boarding business may have gone belly up, but Amy Olsen isn''t a quitter.

Even when handsome ex-rodeo rider Matt Cartwright shows up with three mares in tow, claiming he''s owed a lot of money. Then he makes her an offer she can''t refuse…

Matt came to Amy''s Idaho farm to collect on a debt and be on his way.

But his horse-breeding plans are taking a backseat to helping out the widow and her two young daughters. Matt''s never been able to resist a woman in distress, especially one who''s suddenly making him yearn for hearth and home.

All he came with was a promise and a dream.

And when he starts falling for the trio of spirited females, darn if this roving cowboy doesn''t plan to make good on both!